FERRANDO, Annalisa; MULIER, Klaas. Firms’ Financing Constraints: Do Perceptions Match the Actual Situation?. The Economic and Social Review, [S. l.], v. 46, n. 1, Spring, p. 87–117, 2015. Disponível em: https://esr.ie/index.php/esr/article/view/292. Acesso em: 19 feb. 2026.